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From a consumer adoption standpoint, the only thing standing in Amazon Register's way was a lack of marketing.

As a merchant, it was amazing. They offered promotional rate of 1.75%, which is basically impossible to beat for any small business.

For context, Square and most "simple pay per swipe" merchant service providers charge 2.75%. If you go out and get a really good deal from a intrchange+ provider, you might be able to get your rate down close to 2%. But Amazon Register got you below that with significantly less hassle, no subscription fees and a $0 equipment cost.

My wife used it at her small business for a year, and during that year I loved getting proposals from other banks and merchant service providers. Many had an offer like, "Let us audit your merchant fees, and if we can't beat them, we'll give you a $200 gift card."

I always gave them the opportunity to try, but with the caveat that there was no way they could beat our current rates, and I wasn't going to take their money when they failed. Mostly, I just never heard back after they realized I wasn't BS'ing about the fees we were paying.

If Amazon Register had been more widely promoted, they could/should have been able to get every credit-card-accepting small business in the country signed up at least for the promotional period. I'd love to see some kind of post-mortem to explain why they didn't.



Was it amazing because of the rate or for other reasons?

The rate seems like it was just imaginary. Their promotion was that Amazon was willing to lose a significant amount of money to gain market share.


My credit card cash back is 2.00%, your 1.75% promotional rate was losing them money.


There were quite a few people taking advantage of this promotional rate. It was a fun time.


It's 2.00% but with caveats. Usually max limit per year or such.


I have 2% through Citi Double Cash (and yes, it really is 2%, not 1.98%). No caps at all.


They also make money on the data.




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