I did the same with my instance. More power to you if the tools are good enough for you, but I found them too clunky to use compared to dedicated products in the space.
Still, I did appreciate the breadth of apps that one could install.
Nextcloud ecosystem is best of class rather than best of breed. Not every app is the best, but many are under active development and improving rapidly. I might have too many eggs in one basket, the the maintenance is very easy this way.
Still, I did appreciate the breadth of apps that one could install.