I’m wfh in a medium cost of living area. My salary is 140k and work life balance is great.

I'm not seeing much to regret there. Try 'looking for work' for a year or more, with no income and mounting debts, in comparison.

But be vigilant that the current job isn't a 'shrinking pond'. At least ensure you have 'up-to-date' skills. I would say 'in-demand' skills, but that seems like an oxymoron in today's market.