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Crazy idea: stop with the federal funding.

Every time federal loan guarantees and grants increase, so do higher education prices. Drastically cutting back on those loan guarantees and grants should lead to a drastic cut to higher education costs.

> Private university can do whatever they want with their admission as long as no public money...

We must distinguish "student loan guarantees" (or vouchers) from direct funding, otherwise there will never be such a thing as a "private school", only public schools masquerading as private.



I would very much like to get rid of federal funding for schools, and allow private student loan with the possibility of purging the borrowed money through bankruptcy procedures. I am not sure if such proposal is realistic.


Nearly every student will graduate owing vastly more than their personal assets.

Declaring bankruptcy at that moment would be the optimal financial strategy if it wiped out the student debt.


Solution, don't lend money. Sell education in exchange for a promise to pay x% of salary for y years. Students won't go unemployed just to avoid paying it back and it aligns incentives. If colleges want to make lots of money, they will have to make sure their students get good jobs upon graduation.


That'd be nice.


crazier idea: stop profiting off of education


That's silly. Why profit off anything? Without a profit motive, why do anything?




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