As much as I have sympathy for dealing with an aging family and being a caretaker, it's these three quotes that essentially threw me away. I'm in a similar position and will never be able to afford property or a home, let alone three houses and the ability to throw a bunch of money at crypto despite having a salary at a similar level.

It sounds like there were poor investments made in owning a bunch of property and now that issue is coming to roost.