Personal accountability with consequences that make fraud unpalatable means setting a high bar on white collar crime.

If you are saying that twentysomething founders should not be held accountable for the mistakes of their "youth," then you might be inclined hold the investors personally accountable for funding them--similar to parents being liable for their teenagers' driving mishaps.

I am disinclined to believe that Javice and his ilk are very much corrected by the Department of Corrections or later life experiences.