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No. Only to unblock when they get blocked/flagged as fraud (tends to happen for large transactions like plane tickets or buying a bunch of furniture), and even then I currently have the option of authorizing via the web browser (and I think also via phone call).

But sending a bank transfer is also a fairly common day-to-day transaction that I do a couple of times a month (and is the only way to pay for some government services like tax certificates short of visiting the tax office in person). Authorising a new direct debit happens occasionally (joined a gym, changed my utility provider, got a new credit card, that kind of thing).



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