> Adding all of it together is too much. So you set the thermostat lower by 3 degrees. Pack lunches two to three days a week and cut down the coffee a certain percentage etc.
Yes, I understand, I'm not stupid. I'm sure you can understand what's implied by my comment. I am saying all of that together is a ridiculous amount for a top 5% earner once summed.
We are not talking scrambling family of four here. At some earning level, difficulty paying the bill is nearly always structural.
It annoys people because it's easier to cut a cup of coffee than to admit you over mortgaged and the solution is obviously far less simple.
Yes, I understand, I'm not stupid. I'm sure you can understand what's implied by my comment. I am saying all of that together is a ridiculous amount for a top 5% earner once summed.
We are not talking scrambling family of four here. At some earning level, difficulty paying the bill is nearly always structural.
It annoys people because it's easier to cut a cup of coffee than to admit you over mortgaged and the solution is obviously far less simple.