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The problem is that this shouldn't be there to begin with. It has no reason to be.

If you accept that it should be there, then you can pile up a zillion other similar services, middle men, etc that have no reason to be but collect yearly money (and thats billions).

Just think about the amount of human time wasted if money doesn't talk to you. When you multiply it by more than your own wealthy self, it's scary.



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